Fintech Software · Compliance-First

Fintech platforms built by a team that automated a finance department

We build secure fintech — digital banking, payments, lending — and AI that runs real financial operations. Our Finance OS agents processed 50,000 invoices in a single day for a live client. Fixed scope, $10k–$50k.

Scope your platform →See Finance OS
50,000invoices/day — Finance OS in production
PCI-awarecompliance designed in
AI agentsfinance ops automation, live
$10k–$50kfixed scope, agreed up front

What we build

Fintech that handles real money, safely

Plain list, built compliance-first. Ask about any of it.

Digital bankingAccounts, cards, transfers, and neobank flows with bank-grade security.
PaymentsPayment gateways, subscriptions, and payouts — we run Stripe in production today.
LendingApplication, underwriting, and servicing flows with the audit trails compliance needs.
AI finance automationAgents that run AP/AR, reconciliation, and reporting — Finance OS, in production.
Fraud & riskTransaction monitoring, anomaly detection, and risk controls built in.
Compliance & auditKYC/AML, PCI-aware architecture, and full audit trails from day one.

Proof

We didn't just build fintech — we automated finance ops

Finance OS runs a real company's finance department. That's fintech at its deepest.

Finance OS

50,000 invoices in a day

Agents read invoices, reconcile accounts, and draft reports — with human approval on every payment.

Live in production at Krish Ventures.
Payments

Stripe in production

Live subscription billing and payment flows in a real product serving 50+ countries.

Running today.
Compliance

Audit-trail by design

KYC/AML and audit logging built into the architecture, not added after.

Built to pass review.

Know the number before you commit

Most fintech MVPs and platform modules run $10k–$50k fixed scope. Compliance features (KYC/AML, audit trails) and payment integrations are the main cost drivers — we scope them explicitly so price is agreed before we start.

Talk through your platform →

How we build

Security and compliance are the foundation, not a phase

Fintech holds other people's money. We build like every regulator is watching.

Compliance mapping

KYC/AML, PCI, and jurisdiction requirements mapped before architecture.

Secure by design

Encryption, access control, and audit logging designed in from day one.

Tested to the edges

Financial logic tested against real cases — money math has no room for 'close enough'.

Launch & monitor

Deployed with fraud monitoring, audit trails, and reporting your auditors will want.

Common questions

Common questions

What is fintech software development?→

Fintech software development is the design and build of financial technology applications—digital banking platforms, payment systems, lending and wealth management software—with a focus on security, compliance (e.g. PCI-DSS, KYC/AML), and scalability.

How long does it take to build a fintech platform?+

MVPs for fintech (e.g. core banking or payment flows) typically take 3–6 months; full-scale platforms with compliance and integrations can take 6–12 months. We work in agile sprints with clear milestones and compliance checkpoints.

What compliance standards must fintech platforms follow?+

Depending on region and product: PCI-DSS for card data, KYC/AML for identity and anti-money laundering, PSD2/Open Banking where applicable, GDPR for data protection, and local financial regulations. We map requirements early and design for compliance.

Can you build digital banking software?+

Yes. We build digital banking and neobank-style platforms including account management, transfers, cards, KYC onboarding, and integrations with core banking and payment providers. Architecture is designed for security and regulatory alignment.

Do you support payment gateway integrations?+

Yes. We integrate with major payment gateways and processors (Stripe, Adyen, Braintree, and regional providers), build custom payment orchestration, and implement secure transaction flows with PCI-compliant handling.

How secure are fintech platforms you build?+

We design for bank-grade security: encryption in transit and at rest, secure authentication (including MFA), role-based access, audit logging, and alignment with PCI-DSS and OWASP best practices. Security is part of architecture from day one.

Can you automate finance operations with AI agents?→

Yes — we built Finance OS for Krish Ventures: an agentic system running finance department operations end-to-end (AP/AR, reconciliation, reporting) with human approval on sensitive steps — it has processed 50,000 invoices in a single day. If your fintech product or back office needs AI automation, see AI agent development.

How much does fintech software development cost?→

Most fintech MVPs and platform modules run $10k–$50k fixed scope. Compliance features (KYC/AML, audit trails) and payment integrations are the main cost drivers — we scope them explicitly so the price is agreed before we start.

Building fintech that moves real money?

Thirty minutes. Tell us the product and jurisdiction. We'll tell you honestly how to build it compliantly — including AI automation if it fits — what it costs, and how fast it ships.

Scope your platform